Card Profitability Current Trends (2019)
| Total Income | Operating Exp. | Charge-offs | Cost of Funds | Net Pre-tax Income |
| 17.90% | 6.80% | 4.00% | 2.30% | 4.80% |
Credit Card Industry Profits (ROA% 2019)
| Regular Cards | 4.75% (Lower lines, Higher APR’s) |
| Gold Cards | 4.80% (Higher lines, Lower APR’s) |
| Platinum Cards | 4.85% (Highest lines, Lowest APR’s) |
| Industry Average | 4.80% |
Card Portfolio Sale Prices (2019)
| Range of Est. Premiums | Average Premium | # of Deals | Assets Sold |
| Par | Par | 3 | $10.10 Billion |